Payment Integration · Founded 2021

ZeroFlow

Web 2.0 ↔ Web 3.0 payment integration

ReleasedPayment IntegrationZero-Blockchain venture

ZeroFlow is a payment integration platform that lets merchants and PSPs accept cards, bank transfers, digital wallets, BNPL, direct debit, recurring billing, cross-border payments and crypto from a single API-first surface - then settle on-chain or via traditional rails. Smart routing, multi-gateway health, settlements, refunds, chargebacks, disputes and reconciliation are all first-class.

20+

Payment methods

+8.4%

Authorisation rate

< 1 day

Avg integration time

30+

Gateways supported

What it does

Cards, bank transfers, wallets, BNPL, crypto

Smart routing across multiple gateways

Direct debit, recurring & batch processing

Cross-border with FX optimisation

Settlements, refunds, chargebacks, disputes

Reconciliation + revenue + conversion analytics

Engineering stack

Inside the product

A walkthrough of the most-used modules. Each is a fully-built screen, not a mockup.

Tip: click the active slide to open it full‑screen. Tall screenshots scroll inside the slide.

Operations Dashboard
Real-Time Monitor
Payment Processing
Cards
Bank Transfers
Digital Wallets
Crypto Payments
BNPL

Every screen, every flow

12 core modules - tap a tab to inspect what your customers see.

Operations Dashboard

Live operational view across all payment rails.

Sector

Payment Integration

Screenshot gallery

Click any tile to inspect it full‑screen.

How it flows

End-to-end architecture and user flow for ZeroFlow.

Accept

Single API ingests any payment method, currency or rail.

Route

Smart router selects optimal gateway by cost & success rate.

Settle

Funds settle to fiat or on-chain treasury automatically.

Reconcile

Auto reconciliation, refunds, chargebacks and disputes.

Changelog from my journey

I've been working on Aceternity for the past 2 years. Here's a timeline of my journey.

Step 1